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Wickline Insurance Blog

All You Ever Wanted to Know About Insurance

Auto Insurance Coverage If You Hit Wildlife & Damage Your Car

The U.S. Dept. of Agriculture cites as many as 2 million collisions with animals occur each year. It can be a scary moment when you are driving 70 mph on the freeway and a deer or other wildlife comes out of nowhere...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Do I need special insurance to drive for Uber or Lyft?

Whether you are thinking of starting a new career or simply want to make some extra income during your down time, working for companies like Uber or Lyft can be a good move. However, you will need specific insurance to...

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What Every First Time Home Buyer Should Know About Homeowners Insurance

Owning your first home is one of the most exciting and biggest accomplishments in life. It is a memorable time and something to be proud of. With this excitement comes the responsibilities of maintaining and insuring...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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How to Prevent Carbon Monoxide Poisoning in Your Home

We all know the importance of having a smoke detector in our home, but what about a carbon monoxide detector? Carbon monoxide is a colorless, odorless gas that can be lethal. Carbon monoxide can build up in your home...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Do I need a separate trailer insurance policy when pulling it with my car?

In order for you to be best protected, it is always recommended that you carry a separate trailer insurance policy. Because of the countless situations that may occur with a trailer, it is not entirely possible to say...

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Your Renters Insurance Questions Answered

Renters insurance is a great thing to have if you’re not a homeowner. We’ll answer the top questions we get about renters insurance below. How Much Is Renters Insurance Per Month? The cost of renters insurance can vary...

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If My Car Needs Mechanical Repairs, Does My Car Insurance Cover It?

The cost of repairing or replacing a transmission or engine in a car can be daunting. Many people wonder what exactly is covered by an auto insurance policy. Does an auto insurance policy cover things like transmission...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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What Is The Best Way to Protect My Assets?

What Is The Best Way to Protect My Assets? - You’ve worked hard for your assets. Whether it’s purchasing your home, an investment property or vehicle or saving for retirement, it has taken years and years of consistent...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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PLANNING A SUMMER ROAD TRIP? CONSIDER ROADSIDE ASSISTANCE.

Planning A Summer Road Trip? Consider Roadside Assistance. - Oh, the great American road trip. Whether you are driving across the country, making a trip to visit our beautiful National Parks or simply just exploring...

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I’m Planning On Doing An AirBnB At My Home. What Do I Need To Know?

More and more people are taking advantage of the extra income they can make by doing an AirBnB, VRBO or other rental out of their homes. This is a great way to save money for college, pay off your mortgage, pay for a...

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Make Sure Your Boat Insurance Offers These Coverage Options

With summer upon us, many of you will be getting your boats out or maybe even buying a new one. When it comes to insuring your boat, you don’t want a policy that is the least expensive - you want the right coverage....

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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If your home experienced a fire, flood or other disaster, could you name all of your valuables?

Nobody wants to experience a home disaster & it’s not like you can predict when one will happen. If you were to experience a fire, flood, earthquake or other home disaster, would you be able to name every single...

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Should I Purchase an Insurance Policy for My Scooter or Moped?

Riding a scooter or moped isn’t only fun, but you look great riding one. The benefits of using a scooter to get around aren’t only limited to fun, fuel economy and ease of parking. Insurance is cheap too! There are many...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Be a Responsible Dog Owner – 7 Tips to Follow to Avoid a Liability Claim

There are few furry companions in this world who can bring joy to your life as much as a dog. For dog lovers, your pets are as much a part of the family as any other member of the family! Along with the incredible fun...

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Everything You Need to Know About ATV Insurance

Four-wheelers, ATVs, UTVs, side-by-sides and more are so much fun! Some are used for work purposes such as around the farm or hunting, but many are used purely as a recreational vehicle for weekend fun! Regardless of...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Boat Insurance Options For The 5 Most Common Claims

Ah, boating. Whether you enjoy taking your boat out for a ride, waterskiing or fishing, boats bring joy and relaxation. Like any vehicle, there comes risks with operating a boat and understanding your insurance coverage...

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How to Determine If You Need Comprehensive or Collision Coverage On Your Auto Policy

Whether you are searching for car insurance, shopping for a lower car insurance rate or just need a new plan, you’ve come to the right insurance agency. Our agents will shop to find the best insurance rate &...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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How to Shop Smart Online & Lower Your Risk for Identity Theft

Check if the website it secure. A simple way to check is to look for the lock symbol in the left corner of the search browser. Any website where you are putting in your credit card information or personal information...

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How Can I Lower My Car Insurance Cost?

When it comes to insurance, most people think of how they can save money first. We get it, insurance can be expensive! You want good coverage, but at an affordable cost. Being a local insurance agency, we provide many...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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My Child Is Delivering Food With Their Car. Do We Need to Share This With Our Insurance Agent?

It is great that your child has a job and is earning their own money. The modern world of convenience is offering us many new ways to get food and almost instant retail deliveries, but what you should know is that your...

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5 Telltale Signs It May Be Time For New Tires

When it comes to vehicle safety, few things are as important as your tires and you should regularly inspect them to ensure they’re in good shape before taking your car out on the road. Tire safety is much more than just...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Do I Need Full Coverage on my Auto Insurance?

Full coverage has different meanings to different people. When most people refer to full coverage they’re referring to a mix of insurance coverages to protect their vehicle. That being said, there is no such thing as “...

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How to Safely & Efficiently Enjoy Your Holiday Decor Around Your Home

The holiday season is here! No matter how you celebrate, you have likely added some holiday décor to your home. Lights, candles and festive plants add a wonderful, warm ambiance to areas of your home but take some extra...

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Should I Have an Umbrella Insurance Policy?

Anyone who wishes to protect themselves from major claims or lawsuits, or would like to protect their assets or earnings would benefit from an umbrella insurance policy. Insuring your future is what an umbrella...

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Three Things to Keep In Mind If Hosting a Holiday Party

There are many factors that go into hosting a great holiday party. Whether it’s prepping your family’s homemade, traditional recipes, cleaning your home for guests or decorating for the perfect holiday festivity,...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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I Got Hit By Someone Who Doesn’t Have Insurance – Now What?

According to a recent study by the National Association of Insurance Commissioners, approximately one out of every 8 drivers in the United States are uninsured. That’s a staggering figure when you think about your...

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Five Things To Do For Fall Maintenance For Your Home

With winter season approaching, now is the time to do a few simple tasks around your home. Not only can this prevent damage from occurring, but it can help keep your home exterior clean. Instead of giving you a long...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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September Represents National Preparedness Month

Are you prepared for a disaster? Recent articles online, in the newspaper and commercials on televisions remind us that disasters are just a moment away. It is easy to think that’s a good reminder, yet fail to act on...

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I’m Considered a High Risk Driver – What Can I do to Change That?

If you’re searching for a new auto insurance policy and the company or agent tells you you’re “high risk” what exactly does that mean and what can you do to improve that? While there is no real definition of what a...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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A Rodent Made a Nest In My Car and Caused Damage – Is it Covered?

As cooler weather approaches at night or you park your car outside during the winter months, chances are that sooner or later a rodent will find its way inside of your warm vehicle. Rodents like rats, mice and even...

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Rental Car Insurance, Do I Need It?

When you are on vacation renting a car, you will most likely be asked if you want to purchase insurance for the car. Sometimes purchasing that insurance policy is needed, but other times you may already be covered with...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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15 Items to Pack On Your Road Trip

Summer time is a great time to go on a road trip! Whether you are exploring a National Park, traveling through a state or going across the country, being on the road is memorable. Road trips are fun, but you want to be...

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6 Benefits of Working with a Local Insurance Agency

A local insurance agent listens to your needs then finds a customized insurance policy that fits those needs. When looking for insurance, consider your local, independent insurance agents in Beckley, WV. We do more than...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Swimming Pool Liability

Having a swimming pool on your property is a luxury and takes a lot of maintenance, but oh is it worth it on a hot summer day! If you have kids, the swimming pool seems to be their favorite hangout place with their...

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6 Ways to Prep Your Camper Trailer for Summer Use

With summer around the corner, avid campers are ready to get out and enjoy what nature has to offer. If you own a camper or trailer, it’s time to complete a quick tune up to ensure your vehicle is ready for summer use....

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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5 Habits to Master Every Time You Get Into Your Vehicle

According the National Highway Traffic Safety Association, 391,000 individuals were injured & 3,477 were killed from distracted driving in 2015. Insurance premiums have skyrocketed because of distracted driving and...

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Does Your Classic Car Insurance Match Your Needs?

Many of us collect classic cars and for good reason – they’re valuable assets and they’re fun! Regardless of what you collect or why you collect it, we all share a passion for these vehicles of the past. For those of...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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What Does Renters Insurance Cover and Is My Roommate Included?

As a local insurance agency, we are here to help with all your insurance questions. When it comes to renters insurance, many people assume that since they are renting an apartment, home or condo, they are fully covered...

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What To Do If You Get Into a Car Accident

Being in an accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss when it...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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5 Things to Keep in Mind for Spring Cleaning Your Home

Cleaning a home deeply should be done once a year and spring is a great time to dig in and actually do it! Instead of focusing on a long list of things to accomplish, we’d thought we’d share five things to keep in mind...

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A Checklist to Complete If You’re Leaving Your Home for Vacation

Whether you are a snow bird who flocks to warm weather in the winter or you’re taking a vacation, you should always protect your home while you’re away. The last thing you want to hear while vacationing is that a pipe...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Which one is best for your homeowner’s policy: ACV or RCV?

Insurance policies are full of language and terms that may not be clear right off the bat. Many terms are specific to the industry and to the specific type of insurance that is being purchased. Having a local insurance...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Everything You Need to Know About Gap Insurance

While buying a home tends to appreciate in value overtime, buying a vehicle is the opposite. Especially if you are buying a brand new vehicle, the moment you drive off the car dealership’s lot, your vehicle has already...

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4 Things You Should Complete in the New Year for Your Insurance

The start of a New Year always energizes us to start off on the right foot. Whether it’s committing to spend more time with family, exercising more or saving money, New Year’s resolutions are common for everyone. But,...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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The Most Common Household Places to Watch to Avoid Water Leak Damage

The unfortunate reality of home or condo ownership is that over time you will most likely develop a leak that could cause major damage if it goes unchecked. If you own a home or condo, regularly check these places for...

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Follow These Simple Tips to Avoid Holiday Theft in West Virginia

The holiday season is a joyous time, but unfortunately, it is also top season for theft. If you walk around your neighborhood, it isn’t hard to see all the holiday deliveries left on porches of unsuspecting homeowners....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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This One Quick Tip Can Get You Your Stolen Bicycle Back

According to the National Bike Registry, 1.5 million bicycles are stolen each year. With college campuses being the biggest source of bicycle theft, it would be great if there was a way to protect your investment that...

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What Insurance Coverage Do I Need for My Drone or UAV?

It seems like everywhere we go we have a chance to hear the sound of a UAV, also known as a drone, commonly sounding like a disturbed hornets’ nest. Drones are fun to fly for both kids and adults. They are seemingly...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Six Steps To Follow To Keep The Interior Of Your Car in Great Condition

Protecting and cleaning the interior of your car will improve resale as well as improve your overall enjoyment of your vehicle. With these easy to follow steps, you’ll have the interior of your vehicle in tip-top shape....

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Consider This Before Jumping into Vacation Property Ownership

Owning a secondary home or vacation property can be a rewarding experience and allow you to build so many memories! While owning a vacation home can have countless advantages, it does bring some unique responsibility...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Insuring your West Virginia Home From Flood

According to FEMA, flood claims occurred in every state in our country in 2016 with the average claim cost in excess of $31,000. Just because your property doesn’t sit next to a stream, river or other body of water...

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Home Security on a Shoestring Budget

Monthly bills can be daunting and for many, the choice of having food and shelter is more important than keeping burglars or robbers away from your home. However, when times are tough, the last thing you want to do is...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Choosing The Lowest Insurance Coverage May Not Always Be Best Plan

We’re flooded daily with insurance commercials claiming that shopping with them will get you the lowest insurance premiums of any company out there. Saving money on your insurance is important, but the lowest insurance...

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Educating Your Child About Insurance Before They Leave For College

Attending college is an exciting time for your child. Whether it’s deciding where to go, what to major in or figuring the finances, there are a lot of decisions to think about. Before your child leaves the nest, here...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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How to Prevent Foodborne Illness in Your Home

According to the Centers of Disease Control and Prevention, roughly 48 million Americans get sick from foodborne illness every year. A foodborne illness occurs when you consume contaminated food or beverages. It’s...

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When to Add a Teen Driver to Your Insurance Policy

For your teen, learning how to drive is one of the most exciting times of their lives. Finally, a means to freedom so they think. We all remember the excitement of getting our driver’s permit, then our driver’s license....

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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How to Create a Great BBQ Party

Summertime is one of the most popular seasons to BBQ with friends and family. Whether it’s grilling at your local park or in your backyard, gathering with friends and family on a sunny day always is a memorable event....

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Hosting a Special Event This Summer? Consider a Special Event Insurance Policy.

Planning a wedding or a special event can seem like a full-time job. Between determining your guest list, vendors, food choices and the small details, there is so much to consider to make your dream wedding or event...

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Do You Know What Determines Your Car Insurance Rate in West Virginia?

We bet you’ve wondered how car insurance premiums are calculated. Do you ever have discussions with friends of similar age and driving history and find you’re all paying very different premiums for what would appear to...

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Planning a Road Trip or Vacation to a National Park This Year? Here Are The Top Five!

The United States is known world-wide for having amazing National Parks. There are 59 National Parks scattered throughout our beautiful country, with fourteen being considered UNESCO World Heritage Sites (WHS). Whether...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Auto Insurance Rates are Increasing - Here's What You Need to Know

Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While Wickline Insurance represents many of the top insurance companies in the country and we can quote you with...

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5 Simple Tips to Avoid Having Your Vehicle Stolen in W. Virginia

According to the National Highway Traffic Safety Administration, a vehicle is stolen every 44 seconds in the United States. Having your vehicle stolen is not only a huge inconvenience, but it is also frightening and...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Follow These Tips from Wickline Insurance to PreventMail Theft in West Virginia

Mail theft is an unfortunate reality in most of the country. Thieves drive around during the mid-day and night time looking for mail that has not yet been picked up. What are they looking for? Gift cards, credit card...

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Keep an Eye on your Minor Child - You're Liable for Their Actions

Our children quickly become the most important parts of our lives and our dreams suddenly become the dreams of our children. As we look at our own childhoods, we see the seemingly endless shenanigans we caused and while...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Owning a Home Safe & What to Store in It

If you don’t own a home safe, it might be time to make the purchase. Not only can they help with theft of valuables or family heirlooms, but they can also protect special documents. A home safe is priceless when the...

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Yes! You Should Insure that Engagement Ring!

Getting engaged is an exciting time and brings happiness to not only the couple, but their family and friends. While the new couples should cherish this special moment, they should also find an insurance policy to...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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6 Simple Steps to get Top Dollar for your Home

Preparing to sell your home can be a large undertaking. Often, people put off repairs on their home that don’t bother them, but would certainly deter prospective buyers or set off an alarm to a home inspector of other...

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Understanding The Importance of Renters Insurance

If you’re one of the millions of Americans that rents a home, condo or apartment, chances are you’ve either had renters insurance in the past, or currently do have a policy. If you don’t have a policy, you’ll want to...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Home Insurance Can Give You More than Just Coverage for Your Home

We typically purchase homeowners insurance to protect our largest investment – our home. But homeowners, and often condo and renters insurance too, includes many other items besides your home. Let’s take a look at just...

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Do You Know How to Dispose of Hazardous Household Items?

Whether you’re purchasing a new home or have lived in the same house for years, chances are there is old paint and other household items that require special disposal in your crawlspace or garage. Batteries: The average...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Life changes, so should your insurance policy.

Imagine if we could buy just one insurance policy and be set for life. That’s a nice thought, isn’t it? Like the good things that happen in life, your insurance policy should change and adapt to your situations. The...

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Tired of Junk Mail? Follow these Five Simple Tips

If you’re like most people, you really don’t like getting junk mail delivered to your home. Not only is it wasteful to you, but the companies paying for the marketing don’t want the wasted funds for print and...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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How to Avoid a Spooky Halloween Insurance Claim

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy....

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Do I Need to Keep My Insurance During The Off-Season?

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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Named Perils vs. Open Perils in West Virginia - What's the Difference?

There are many coverage options to select from when shopping for your homeowner’s insurance. You need to decide on your level of coverage, whether you want a larger monthly payment and smaller deductible or vice versa....

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What to Do If You're Involved in a Hit and Run Accident in West Virginia

Being in a hit and run accident can be a very frightening event. Being prepared to know how to handle the situation when it occurs will help you deal with the shock of it, as well as ensure you are covered for the loss...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Are You Using Your Personal Vehicle for Business Use? Be Warned.

Do you use your personal vehicle to deliver papers, pizzas, sandwiches, flowers or other deliverables in exchange for money? Do you, from time to time, help your son or daughter with delivering their newspaper route? If...

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You'll Want an Umbrella Insurance Policy in West Virginia for These Scenarios

There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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How to Protect Your West Virginia Property from Wildfires

Wildfires occur every year and summer season is also known as fire season. Each year millions of acres across the country are scorched by both nature as well as human caused fire. By knowing how to minimize losses,...

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5 Ways to Increase the Longevity of Your Car

Purchasing a car is a big investment. Some people keep cars for 10+ years, while others trade them in only after a few years of driving. Either way, taking pride in your vehicle and keeping it properly maintained is...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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Firework Safety for 4th of July Celebrations in WV

Many of us celebrate Independence Day by getting together with family and friends or barbecuing hot dogs and hamburgers. Others like to celebrate with fireworks. While fireworks can be exciting and provide great...

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Safety Tips for Beginners to Experienced Riders

The key to staying safe riding your motorcycle is to be prepared and understand how to avoid risks. Motorcyclists are at a higher risk being on the road compared to a vehicle. Keep these things in mind to dramatically...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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Seven Areas to Check Before Buying a Used Camper

Spring is a great season to start looking for good used campers. Whether you’re looking at a dealership or from a person off of Craigslist, it’s important to know how to look for possible damage or wear. Look for these...

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How to Inspect Your Roof for Damage or Wear

We all know that owning a home is an expensive investment. Unfortunately, you can’t just move in and let it set. Homes require constant maintenance to ensure you don’t get costly damage. We suggest doing a yearly home...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Small Changes Can Add Up to Big Savings

Everyone loves to save money especially if it’s done with a few easy steps. Electricity bills can add up quickly in your home, but by making a few small changes can lower those bills and save money for other things in...

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Six Tips to Prepare and Maintain Your Vegetable Garden

Spring season can bring so much joy to garden lovers. Growing your own garden saves money on groceries each week, plus can give you the personal satisfaction of growing your own food. It’s fun when you can involve your...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Spring Into Home Maintenance Mode in West Virginia

Spring is a time for rejuvenation, and, as the weather gets warmer here in Beckley, West Virginia, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more West Virginia residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in West Virginia, it may be a good time of the year to...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Winterizing your Vehicle in Beckley, WV - Wickline Insurance

Going outside during the winter months can be a production. You may need gloves, a hat, a heavy coat, boots and maybe more depending on the weather. Your car, the vehicle you rely on to get you to and from home and work,...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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Seasonal Dangers in West Virginia - Wickline Insurance

Fall is one of our favorite seasons! The leaves, the cooler, shorter days and of course, pumpkin spice everything. There are some seasonal dangers associated with fall that can be quite hazardous if one is not prepared....

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Home Danger Protection in West Virginia - Wickline Insurance

The home is a safe haven that is often impenetrable from the troubles and dangers of the outside world. We don't often think about the unseen risks that could be lurking in homes, although there are a few gases that can...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Shopping for Insurance in West Virginia? Choose an independent insurance agent.

Here are 5 great reasons to choose an independent insurance agent when shopping for insurance in West Virginia. - We live in the digital age. We can get instant results like game scores, recipes and silly videos at the...

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College Students and Auto Insurance in West Virginia

College Students: We need to talk to you about auto insurance in West Virginia. - College is an exciting place. New experiences, friends and knowledge await wherever you go. Before the fun starts, there are some...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Traveling

Getting out on the open road with the family can be a great summer pastime. Whether your road trip takes you to a national park, a beach or to visit family, it can be a great opportunity to bond as a family that...

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Insurance Discounts in West Virginia - Wickline Insurance Agency

We have all heard the auto insurance commercials talking about the discounts this insurer or that insurer offers. There are the standard ones: multi-policy, multi-vehicle, etc., but there may be some other discounts...

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Boats & Yachts in West Virginia: Do you know the difference?

It is fairly easy to tell the difference between a car and a truck or a motorcycle and a moped, but when it comes to boats and yachts, differences may not be as evident. In insurance terms, the differences between a...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Fire Safety in West Virginia from Wickline Insurance

At some point this summer, you will most likely use fire for something. Whether it be a campfire, fireworks or a grill, the potential for both fun and hazards is present. We put together a few fire safety tips for using...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Camping Safety Tips in West Virginia from Wickline Insurance!

A camping trip is one of the great adventures a person (or family) gets to have each summer. Our area is filled with great camping spots, some nestled in the woods some near streams and lakes, but most are great for...

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Generator Safety 101 in West Virginia

At some point during this past winter, you may have lost power and depending on for how long, you may have gone and purchased a generator. Some purchase generators for the "just-in-case" scenario, while others use them...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Wickline Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Does Home and Auto Insurance Cover Hail Damage in West Virginia?

Spring and summer bring wonderful warm (sometimes hot) weather. With that warmer weather, the potential for thunder and hail storms increases. According to the Insurance Information Institute, the U.S. saw more than 5,...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Simple Auto Maintenance Tips in Beckley, WV

When it comes to auto maintenance, there are some things that are best left to the professionals. While you may not be able to repair issues with your engine, transmission or other vital systems in your vehicle, you can...

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Travel Insurance in West Virginia - What to Consider

The case for Travel Insurance While booking a family vacation there are some important things you should plan for and we'd like to discuss an insurance topic that many people do not know about or elect to not purchase:...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Identity Theft and Data Breach Insurance Protection in West Virginia

It has been all over the news lately: data breaches at major retailers have been potentially compromising shoppers debit and credit cards. While your banking institutions and credit card issuers do offer some protection...

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Driving Faux-Pas in West Virginia

Don't be "that" guy in traffic - We wanted to know what some of your biggest gripes about those other drivers you share the road with. After tallying our unofficial poll results, we compiled a list of bad habits...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Replacement Cost vs. Actual Cash Value – What does that mean?

An insurance policy usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy...

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Condo Insurance in West Virginia- What Does it Cover?

Congratulations, you've purchased a condo!! Home ownership with little or no yard work. You can remodel your kitchen, paint the walls and enjoy your new space. During the purchasing process your agent probably told you...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of West Virginia. If you are gearing up to...

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Winterize your Summer Toys Now!

As winter approaches you start to prep your home and vehicles for inclement weather. You clean gutters, fix drafty areas and make sure that your emergency kit is stocked. You also store your summer toys. RVs,...

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Five Steps for Filing an Insurance Claim in West Virginia

Wondering what to do when you have an auto accident in Beckley, WV? In the moments after an auto accident there are a million things that will run through your head. Checking yourself and other passengers for injuries...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in West Virginia. Football brings with it a whole host of seasonal...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Wickline Insurance we want you to be...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Wickline Insurance, we thought it would be fun to give you a...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in West Virginia - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Wickline Insurance, some of...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Wickline Insurance want to remind you it's also a great time to...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in West Virginia can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around...

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Busting 5 Auto Insurance Myths

Like any other industry, there are many myths surrounding auto insurance. All of them are about increased premiums because of a generalization about the car, but few of them are true. This list of 5 of the most common...

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Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Wickline Insurance wish you a safe journey - and that we'...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Wickline Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Beckley...

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Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Beckley. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in West Virginia or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Wickline Insurance wants you to get the most out of your travels. General travel...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in West Virginia this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in West Virginia, you may own much...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in West Virginia or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the...

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