Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. ...

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The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. Vehicle Break-ins: - Nobody...

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With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats and other rodents move indoors this time of year to nest as well as look for more food sources...

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Insurance premiums are calculated based on how much it will cost to replace or repair your home or vehicle as well as your overall risk. Your overall risk is broken up by several factors that can impact your auto...

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Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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Halloween is a great holiday in many ways. Whether it is dressing up, decorating your home, watching a scary movie or simply enjoying some fun size candy, Halloween brings joy to all ages. Here are a few things to...

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October is Fire Prevention Month. In this blog, we’ll talk about some of the most common ways a fire can start and we’ll provide you with some tips on how to prevent them from starting. Smoke Alarms The number one...

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A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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The joys of fall and winter include going to pumpkin patches, seeing family and friends for holidays, skiing, sitting by a warm fire and more; however, these seasons also bring longer nights which means increased risk...

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With summer coming to an end and cooler weather beginning to approach, now is a great time to get ahead and get your vehicle ready for fall and winter. Fall might seem early to get your car ready, but this season can...

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If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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We are already one month into summer. If you have kids, that means the new school year is just around the corner. Maximize your summer by using the last few weeks creating great summer memories. This doesn’t mean you...

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Buying your first RV, camper or trailer is an exciting time! Before you make the purchase, you are already visualizing how you want to enjoy your trailer or RV. Owning a RV or camper allows you to enjoy nature &...

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Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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Summer is here! Whether you are looking forward to be big vacation overseas or local trips around your state, many of us look forward to our summer vacations. Keeping your home safe while you are gone can be simple and...

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If you are a homeowner, you have purchased your home insurance through a local insurance agent or directly through an insurance carrier. Home insurance cost and coverage vary due to where you live, how much your home is...

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No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Summer season can be the best time of year to enjoy your boat or motorcycle. Whether you enjoy the long days, warm weather, or enjoy using your ride to relax, being a boat or motorcycle owner has its perks. Here are a...

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If you are looking to add a swimming pool to your property, you may be curious how it impacts your home insurance policy. First of all, you will need to alert your agent of the swimming pool addition. If you do not...

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You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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Recently, we discussed the importance of understanding four basic auto insurance coverages; liability including bodily injury and property damage, and comprehensive and collision coverage. Almost all states require...

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There are many ways you can purchase auto insurance for your vehicle. Calling a local independent insurance agency can offer you some additional benefits and personalized service as well as help you select the right...

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Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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According to National Safety Council (NSC) driving has become more dangerous in the last two years. Motor vehicle accidents are up 9% from 2020 and 18% from 2019. Car accidents where drivers collided with other vehicles...

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While our agency does not specialize in short-term insurance policies, there are a few scenarios that can warrant the need for short-term insurance policies. Let’s take a closer look at a few of these. Traveling to...

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Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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Spring is in the air! Plants are starting to bloom, days are feeling longer and weather is getting warmer. There are many things to be excited for when it comes to a new season. Our agency shares five things to consider...

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With spring on the horizon, some of you may be finding yourselves thinking about getting a motorcycle license. After all, motorcycles offer great fuel economy, easy parking, and a unique driving experience. For most...

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You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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A surprising number of people simply choose to use the same insurance company as their parents which means that oftentimes there’s a lack of insurance shopping. Moreover, it seems that the only time some customers look...

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When it comes to auto insurance it seems like all we hear about is discounts. But what discounts are there and who is eligible for them? Let’s take a closer look. Bundle Discounts: Bundling multiple policies like auto...

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If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Riding a snowmobile or snow machine, is an exhilarating experience. Riding a snowmobile across an ungroomed open field with powder snow flying away can be memorable but comes with its share of risks. Regardless of...

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When shopping for home or auto insurance, you have an abundance of choices. You can call the number on TV or shop with a local big-named brand, but then you only get one choice. Independent insurance agents offer...

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Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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