INSURANCE BLOG

4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving money in your garden. — Use Soaker Hoses Instead of Sprinklers — Sprinklers tend…

Insuring Rental Properties: Make Certain You’re Fully Covered for All Risks

If you own property in West Virginia that you rent out — no matter what size or type it is — you need insurance to make sure you’re not vulnerable to financial risks. Here’s what you need to know about insuring rental properties, so you aren’t in danger of losing your investment and your rental…

Does My Home Insurance Cover Me if My House is Broken Into?

Like car theft, many cities and communities throughout the United States have seen an increase in home burglaries. If your home is ever burglarized, it is important to understand your home or renter’s insurance coverage. — Home insurance can provide you with coverage for replacement if you have…

Car Theft Scenarios – Does My Insurance Provide Coverage?

When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. — So, the question is, are you covered if you experience any of the…

The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to huge bills for damage to their own vehicles after an accident. Here’s how you…

The Basics of Home Insurance for New Homeowners

Are you a new homeowner? Congratulations! You want to protect your investment properly, but you may not be familiar with home insurance. Here are the basics, so you can select the right coverage for your property. — Why You Need Home Insurance — Owning a home is a big investment. If something were…

Boat Insurance Options & Tips to Avoid Theft

If you’re a boat owner, you wait all year for boating season. Whether you take your boat out for a joy ride, take it out every weekend with friends or enjoy fishing trip, boats bring a lot of joy. — If you are a new boat owner, you may be wondering what insurance coverage you may need for your boat…

Spring Season is Here – Insurance Updates to Know

Here are some updates on insurance or common questions we hear from customers. — Do I Need to Purchase Insurance When Renting a Car? — If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental car…

Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water damage. — Pause Your Mail and Paper Delivery — It’s immediately apparent to…

The Basics of Auto Insurance for First-Time Buyers

If you’re shopping for auto insurance, especially for the first time, you may be overwhelmed by all the choices available to you. Here’s what you need to know about the basics, so you get the coverage you need and know you’re protected in case the unexpected happens. — Liability Coverage in Case…

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