INSURANCE BLOG

Is Water Damaged Covered By My Standard Home Insurance Policy?

Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all…

Does Home Insurance Cover Mold Issues?

When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. — My House Has a Mold Issue, Am I Covered? — If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues do not…

Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have. Here are some basics about life insurance, intended to help you decide whether it…

Insurance Options for Leased or Financed Vehicles

You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. — If you are looking to lease or finance your next vehicle, it is important to understand you most likely will need…

Five Things You Should Always Have on Hand in Your Home & Car

Prepping your home in the event you lose power or a natural disaster strikes - — We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster struck today or…

Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would handle this kind of emergency? Here are a few tips to keep you and your household…

New Year’s Eve Party Tips & Things to Consider in the New Year

Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. — Watch how much alcohol you are serving your guests — Not only should you be aware…

Lower Your Risk for Theft This Holiday Season

The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. — Vehicle Break-ins: — Nobody wants to have their vehicle broken into. Not only does it cause a major…

What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s a lemon or not (most major problems show up by around 60,000 miles). Here’s a…

Rodent Damage & Preventative Steps to Take This Winter

As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats and other rodents move indoors this time of year to nest as well as look for more food sources that may be stored. It is your responsibility to protect your house from rodent…

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