INSURANCE BLOG

Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer insurance claims and less hassle for you. — Smart Programmable Thermostat — A…

The Basics of Boat Insurance: Enjoy Your Vessel With Confidence

Although boat insurance is not legally required in West Virginia, it’s smart to insure your vessel anyway. Learn more here about the essentials of boat insurance, plus extra coverage you may want to purchase for greater peace of mind when you’re out on the water. — Liability, Collision, and…

Don't Cancel Your Seasonal Toy Insurance - Protect Them Year-Round!

As the summer season comes to a close, you may be tempted to cancel your insurance policies on your summer toys like motorcycles, RVs, boats, and ATVs. However, it’s important to consider the potential risks and expenses that could arise during the off-season. — While you may not be actively using…

Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. — The Advantages of Renting — When you rent, you don’t have to commit to a neighborhood or…

Is it Time To Purchase Life Insurance?

September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if you have specific questions, reach out to our agency! — Life insurance is…

Be Sure to Property Insure Your RV for Complete Protection

If you carry only the minimum insurance for your RV, you probably don’t have the protection you need. Here’s a look at what kinds of insurance you should think about for your RV, so you’re not left with gaps in your coverage that could cost you thousands. — Your RV Insurance May Not Be Giving You…

How Technology Could Reduce Your Chance of an Insurance Claim

Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can mitigate the risk of insurance…

Protecting Your Home While on Vacation

Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of your property. — When it comes…

Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road. — Always Assume Other Motorists Will Make…

Find the Right Insurance for Your Restaurant to Protect Your Investment

If you own a restaurant in West Virginia, you want to carry the best insurance possible to protect your hard work and financial investment. Depending on the type of business you operate, there are multiple options for you to make certain you don’t leave yourself vulnerable to devastating financial…

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