INSURANCE BLOG

5 Essentials To Consider Before Switching Your Insurance Policy

Saving money on your insurance policy is an appealing prospect, potentially putting hundreds of dollars back in your pocket each year. However, before you decide to switch, it's crucial to keep these factors in mind. By following these tips, you can make a well-informed decision about switching…

Do Rock Chip Claims Impact My Insurance Premiums?

We’ve all come across those tents offering “Free rock chip repair!” but it’s clear that there must be a catch somewhere. While insurance companies do cover the cost of injecting epoxy into the chip to prevent it from turning into an irreparable crack, there may be consequences to consider. After…

How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips. — Get Word-of-Mouth Recommendations — One of the best ways you can find a…

The Basics of Flood Insurance: Extra Protection Not Included With Regular Home Coverage

With the increase in severe weather events that the US, including West Virginia, is experiencing lately, the risk of floods has gone up too. If you live in an area at risk of flooding, you should consider a flood insurance policy to protect your property. Here are the basics about this extra…

8 Situations Requiring Umbrella Insurance: Protecting Your Assets

Having an umbrella insurance policy can provide valuable protection in various scenarios that exceed the limits of your standard coverage. Here, we highlight eight examples where an umbrella policy proves useful: — Babysitting Mishap: — Imagine your teenage daughter is babysitting the neighbor’s…

Safeguard Your Home And Guests From Hidden Hazards Associated With Fireplaces

A fireplace is often considered one of the most enchanting features of a home, capable of creating a cozy and inviting atmosphere on cold evenings. However, it is essential to prioritize the proper maintenance of your fireplace to ensure the safety of your household and visitors. — Fireplace Safety…

Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations that give you the biggest return on your investment. — Kitchen Remodels — If you’…

Retail Insurance: Are You Fully Protected?

If you own a retail business in West Virginia, you want to make sure you’re covered for a wide range of unexpected events. Retail insurance can help protect you, but there are many components you likely need. Here are some ways you can get that full coverage with different types of insurance…

Do you know what to do in a driving emergency?

Driving hazards are a daily occurrence, and they can happen at any time of the year, regardless of the state you’re in. It’s crucial to know how to handle these hazards if they arise while you’re on the road. — Let’s explore some common driving hazards and the actions you can take to mitigate their…

Prevent a Home Disaster if Using a Space Heater

Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with these devices, particularly the risk of starting fires. Shockingly, the U.S.…