INSURANCE BLOG

Retail Insurance: Are You Fully Protected?

If you own a retail business in West Virginia, you want to make sure you’re covered for a wide range of unexpected events. Retail insurance can help protect you, but there are many components you likely need. Here are some ways you can get that full coverage with different types of insurance…

Do you know what to do in a driving emergency?

Driving hazards are a daily occurrence, and they can happen at any time of the year, regardless of the state you’re in. It’s crucial to know how to handle these hazards if they arise while you’re on the road. — Let’s explore some common driving hazards and the actions you can take to mitigate their…

Prevent a Home Disaster if Using a Space Heater

Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with these devices, particularly the risk of starting fires. Shockingly, the U.S.…

Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their driving to current conditions. — Rain, Snow and Ice — It’s not always possible to…

Get the Right Contractors Insurance to Protect Yourself From Catastrophic Risks

If you have any type of West Virginia contracting business, you could be vulnerable to claims that could cause serious financial damage — enough to put you out of business. You can help protect yourself from these risks with contractors insurance. Read on to — Contracting Businesses Are at High…

Educate Your Teen on the 5 to Drive Principles

The National Highway Traffic Safety Administration (NHTSA) states that auto accidents are the leading cause of death for teenagers aged 15-19 in the United States. To combat these statistics, parents should have open conversations with their children about the risks associated with driving and…

How to Lower Your Risk of a Dog Bite Claim

Dog bites can result in significant financial costs, with insurance companies paying out over one billion dollars annually for dog bite claims, according to the Insurance Information Institute. To safeguard yourself from potential out-of-pocket expenses stemming from a dog bite incident, it is…

How to Winterize and Properly Store Your Boat

Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other hazards. Here’s a quick list of steps you should take before storing. — Decide…

An Overview of General Liability Insurance for Business Owners: Are You Vulnerable to Claims That Could Shut You Down?

If you own a business in West Virginia — especially a small one — you could be at risk of lawsuits and other liability issues that lead to financial disaster. Here’s how to protect your company with general liability insurance. — What Is General Liability Insurance? — General liability insurance,…

Keeping Your Home Safe from Carbon Monoxide

Our homes serve as sanctuaries, providing us with comfort, relaxation, and a treasure trove of cherished memories. Given the significance of our homes, it becomes imperative to protect them from a range of potential dangers, including fires, theft, and an often underestimated threat: carbon…