Driving hazards are a daily occurrence, and they can happen at any time of the year, regardless of the state you’re in. It’s crucial to know how to handle these hazards if they arise while you’re on the road. Let’s...

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Space heaters offer a convenient and effective way to heat various areas such as garages, bedrooms, and workspaces like offices or shops. However, it is crucial not to overlook the potential dangers associated with...

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If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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If you have any type of West Virginia contracting business, you could be vulnerable to claims that could cause serious financial damage - enough to put you out of business. You can help protect yourself from these risks...

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The National Highway Traffic Safety Administration (NHTSA) states that auto accidents are the leading cause of death for teenagers aged 15-19 in the United States. To combat these statistics, parents should have open...

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Dog bites can result in significant financial costs, with insurance companies paying out over one billion dollars annually for dog bite claims, according to the Insurance Information Institute. To safeguard yourself...

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Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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If you own a business in West Virginia - especially a small one - you could be at risk of lawsuits and other liability issues that lead to financial disaster. Here’s how to protect your company with general liability...

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Our homes serve as sanctuaries, providing us with comfort, relaxation, and a treasure trove of cherished memories. Given the significance of our homes, it becomes imperative to protect them from a range of potential...

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Your home is not just a structure; it is a sanctuary where memories are made, families are raised, and friends are welcomed. Ensuring the safety of everyone who enters your home should always be a top priority. One...

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Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Although boat insurance is not legally required in West Virginia, it’s smart to insure your vessel anyway. Learn more here about the essentials of boat insurance, plus extra coverage you may want to purchase for greater...

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As the summer season comes to a close, you may be tempted to cancel your insurance policies on your summer toys like motorcycles, RVs, boats, and ATVs. However, it’s important to consider the potential risks and...

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If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if...

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If you carry only the minimum insurance for your RV, you probably don’t have the protection you need. Here’s a look at what kinds of insurance you should think about for your RV, so you’re not left with gaps in your...

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Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-...

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Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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If you own a restaurant in West Virginia, you want to carry the best insurance possible to protect your hard work and financial investment. Depending on the type of business you operate, there are multiple options for...

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With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the...

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It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the...

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If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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You might be surprised to learn that small businesses are more vulnerable to many financial risks than their larger counterparts, even when it comes to liability claims going after the latter’s deeper pockets. The good...

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Inflation Continues to Impact Insurance Policy Premiums We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry...

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Summer is near! With the start of a new season, you may be looking forward to the activities that are typically enjoyed during the summer season. Whether you plan to take road trips, use your dirt bike or ATV, swim at...

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Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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When you’re looking for car insurance, you have a lot of options today. But how do you know which policy is right for you? Here are five tips to get you the protection you need. Start With Mandatory Auto Liability...

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Whether you are looking to purchase a new home or if you find your current home insurance premium is too high, our local, independent insurance agency can help. We represent the top home insurance carriers in the...

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Golf carts aren’t just used for the golf course. Many people use as an easy transportation around their neighborhood. Depending what state you live in, insurance for your golf cart is either required or optional. Golf...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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If you own property in West Virginia that you rent out - no matter what size or type it is - you need insurance to make sure you’re not vulnerable to financial risks. Here’s what you need to know about insuring rental...

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Like car theft, many cities and communities throughout the United States have seen an increase in home burglaries. If your home is ever burglarized, it is important to understand your home or renter’s insurance coverage....

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When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Are you a new homeowner? Congratulations! You want to protect your investment properly, but you may not be familiar with home insurance. Here are the basics, so you can select the right coverage for your property. Why...

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If you’re a boat owner, you wait all year for boating season. Whether you take your boat out for a joy ride, take it out every weekend with friends or enjoy fishing trip, boats bring a lot of joy. If you are a new boat...

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Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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If you’re shopping for auto insurance, especially for the first time, you may be overwhelmed by all the choices available to you. Here’s what you need to know about the basics, so you get the coverage you need and know...

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Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type...

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When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered...

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It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance...

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Prepping your home in the event you lose power or a natural disaster strikes - We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are...

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It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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