---
title: I’m Considered a High Risk Driver – What Can I do to Change That?
description: Wickline Insurance in Beckley, WV shares what you can do to improve your high risk driving status. For an auto insurance quote, contact our office.
---

# I’m Considered a High Risk Driver – What Can I do to Change That?

## I’m Considered a High Risk Driver – What Can I do to Change That?

- Posted on Wednesday, September 12, 2018

If you’re searching for a new auto insurance policy and the company or agent tells you you’re “high risk” what exactly does that mean and what can you do to improve that?

While there is no real definition of what a high risk driver is, high risk drivers typically fall into one of the following categories:

1. Too many speeding tickets or moving violations
2. Accidents on their CLUE report
3. Suspended driver’s license
4. DUI/DWI or other major violations like reckless driving
5. Excessive Speed violation
6. Fatal accident history

Even if you don’t fit the criteria listed above, you may still experience higher than normal insurance premiums because of your:

1. Credit history
2. Age (new driver or elderly)
3. Exotic or Sports car
4. Lapse in your insurance coverage

Being a high risk driver does mean you’ll experience higher premiums. Additionally, many insurance companies will refuse to insure you or limit your available coverage you may purchase. The best remedy to fixing your high risk status is to clean up your driving habits. Over time you can regain your status as a preferred driver and get better insurance premiums and more choices.

If you have questions about your auto insurance or want a quote, call Wickline Insurance.

Wickline Insurance was founded in 1991 and is a leader in West Virginia with providing quality protection to hundreds of families across the state. Our Beckley, WV office can issue policies over the phone, so even if you’re not in the area, our knowledgeable, licensed insurance agents can help. We offer insurance products including [auto](/auto-insurance), [home](/homeowner-insurance), [health](/health-insurance), [business](/business-insurance) and [life](/life-insurance) in West Virginia. We make sure that you're covered today as well as in the future so that you can focus on what is important to you and your family. At Wickline Insurance, our #1 job is to assist you in identifying your needs and problems, while putting together a customized plan that's simple and easy to understand.

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## Connect Online

- [Facebook](https://www.facebook.com/WicklineInsuranceAssociates)
- [Yelp](https://www.yelp.com/biz/wickline-insurance-associates-beckley-4)

## Testimonials

You don't have to take our word for it. Check out what our customers say about us.

[View Testimonials](/testimonials)

**Start your quote online or contact our office to find out how we can help you find a policy that fits your needs.**

[Start Your Quote](/quotes)

```json
{"@context":"https://schema.org","@graph":[{"@type":"BlogPosting","@id":"https://www.wicklineinsurance.com/blog/2018/i-m-considered-a-high-risk-driver-what-can-i-do-to-change-that#blogposting","url":"https://www.wicklineinsurance.com/blog/2018/i-m-considered-a-high-risk-driver-what-can-i-do-to-change-that","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.wicklineinsurance.com/blog/2018/i-m-considered-a-high-risk-driver-what-can-i-do-to-change-that#webpage"},"headline":"I’m Considered a High Risk Driver – What Can I do to Change That?","datePublished":"2018-09-12T13:00:00Z","dateModified":"2025-03-27T13:46:55Z","description":"Wickline Insurance in Beckley, WV shares what you can do to improve your high risk driving status. For an auto insurance quote, contact our office.","author":{"@type":"Organization","@id":"https://www.wicklineinsurance.com/#organization","name":"Wickline Insurance"},"publisher":{"@type":"Organization","@id":"https://www.wicklineinsurance.com/#organization","name":"Wickline Insurance"}},{"@type":"Organization","@id":"https://www.wicklineinsurance.com/#organization","url":"https://www.wicklineinsurance.com/","name":"Wickline Insurance"},{"@type":"WebPage","@id":"https://www.wicklineinsurance.com/#webpage","url":"https://www.wicklineinsurance.com/","name":"I’m Considered a High Risk Driver – What Can I do to Change That?","description":"Wickline Insurance in Beckley, WV shares what you can do to improve your high risk driving status. For an auto insurance quote, contact our office."},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}},{"@type":"ListItem","position":2,"item":{"@id":"/blog/2018/i-m-considered-a-high-risk-driver-what-can-i-do-to-change-that","name":"I’m Considered a High Risk Driver – What Can I do to Change That?"}}]}]}
```